3 people you need in your circle of friends.

Doctor - Having a doctor as a friend can be beneficial for many reasons. Doctors can provide accurate and quick medical advice, which is invaluable when it comes to taking care of one's health. Additionally, their knowledge may help you better understand various health conditions and treatments that could affect yourself or a loved one. Finally, having a doctor as a friend can help build a sense of trust when seeking medical counsel and provide peace of mind during trying times.

Lawyer - Having a lawyer as a friend can be beneficial for many reasons. A lawyer can provide helpful advice on legal topics, help you in making wise decisions, and explain the minutiae of the law in plain English. They can also provide useful resources or refer you to other professionals that could assist with your legal matters. In addition, having a lawyer friend could potentially reduce the cost of obtaining legal services since they may be able to give you discounts, and they will likely understand the specific details of your case better due to their experience.

Banker - Having a Banker as a friend is important because they can offer invaluable insight and assistance when it comes to managing your finances. A good Banker can provide advice on the best ways to save money, the safest ways to invest, and the pros and cons of different investment options. Your Banker can also alert you when important financial deadlines are approaching and keep you up-to-date on any changes in regulations, interest rates, or other financial matters that could affect your personal finances. Overall, having a reliable Banker as a friend is one of the most effective things you can do for your long-term financial health as well as your peace of mind.

A friendship is a mutual relationship between one another. It's important that you can offer valuable help to others in need.

4 Reasons Why I Invested In Real Estate

1. Potential for Increasing Value - Real estate is a tangible asset that can often increase in value and provide long-term returns over time. I bought my first property in 2020 during the pandemic. It was a 3 unit multiunit building. I invested additional capital into renovating all my units by upgrading my kitchen with granite counter tops, buying new appliances, improving my bathrooms and giving a fresh coat of paint. I bought the property for around a quarter of a million and now 2-3 years later the same property is worth close to half a million dollars.

2. Diversification - Since real estate is not linked to the stock market, it can help diversify an investor’s portfolio, which reduces risk and provides stability. You always hear financial advisers say "Try to diversify your portfolio, " in essence, I try not to put all my eggs in one basket. The stock market is a great way to generate income however it can also be an outlet to lose a lot of cash. Investing in real estate in my opinion was a safer alternative to add to my investment portfolio.

3. Passive Income - Investing in real estate allows for regular income from rental proceeds and other sources (such as property appreciation). Yes. Passive income is what we all want. Real estate allows your money to work for you. Don't get me wrong, there are other headaches you will get from managing tenants, however receiving a steady positive cashflow always changes my mood.

4. Using Leverage - Real estate investing gives investors the unique opportunity to use leverage and access capital they may not be able to tap into through more traditional investments. HELOC is a great example as to why real estate is one of the best forms of investing. HELOC & CASH OUT REFINANCE are alternative methods that allows one to get access to capital from an estate. Once your property has generated a substantial amount of equity, any of these processes will allow you to obtain cash to use for other investments or personal projects.

5 Reasons Why Employers Should Provide Employee Corporate Plan

In the modern business world, it is essential to equip employees with mobile phones in order to increase productivity and efficiency. Firstly, mobile phones allow employees to communicate quickly and easily, providing them with real-time updates on their tasks. This ensures that they are up-to-date with their responsibilities and able to take timely action when necessary. Traditional push to talk technology played a key role in advocating the need to transmit information faster. With improved wireless technology, mobile phones and advanced push to talk tech have improved communication within the health, manufacturing, transportation and retail sectors.

Another benefit of equipping staff with mobile phones is the greater flexibility it offers for remote working. With access to mobile technology, staff can stay connected wherever they are and process work requests from anywhere. This means that organizations no longer have to be tied into a single physical space or rely on their staff being physically present at all times, making remote working much more practical.

Moreover, mobile devices provide more options for tasks such as invoicing and business meetings. With cloud-based application services, staff can access and manage data online at any time – giving supervisors an improved oversight of projects. Staff members themselves also have better control over their workload, as they can keep track of incoming emails and tasks while away from the office. In addition, there are plenty of mobile applications available which enable staff members collaborate more effectively on projects -greatly enhancing organizational productivity.

From an HR point a view, controlling employee retention is important. Equipping employees with a corporate cellphone allows employees to feel connected and inclusive. Providing employees with a tangible device can service as an addition to their intangible benefit package. Cellphones are now an essential part of our lives and employees feel and appreciate it when their employer absorbs their wireless cost.

Finally, by equipping employees with mobile phones organizations will have a much improved presence online – especially through social media channels -and thus will boost their public profile and ultimately reach new customers. All in all, it is very important for businesses to empower their staff with mobile technology, as this not only helps them serve customers better but also enhances operational efficiency within the organization itself.